Community Commitment

Under the Federal Community Reinvestment Act (CRA), the Comptroller of the Currency (OCC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The OCC also takes this record into account when deciding on certain applications submitted by us.

You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the OCC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.

At least 30 days before the beginning of each quarter, the OCC publishes a nationwide list of the banks and savings association that are scheduled for CRA examination in that quarter. This list is available from the OCC at Deputy Comptroller, Western District, Office of the Comptroller of the Currency, 1050 17th St., Suite 1500, Denver. CO 80202. You may send written comments about our performance in helping to meet community credit needs to Tenille Straley, CRA Officer, 46 West Brundage Street, Sheridan, WY 82801 and to the OCC at Deputy, Western District, Office of the Comptroller of the Currency, 1050 17th St., Suite 1500, Denver. CO 80202. Your letter, together with any response by us, will be considered by the OCC in evaluating our CRA performance and may be made public.